Plain-text accounting. A clearer perspective. Beancount is plain-text, double-entry accounting you can version with Git, automate with scripts, and audit line-by-line—with AI to handle the data entry. No credit card · No coding required One ledger. Every perspective. Real books. Rendered live on beancount.io. Explore public-company financials as live, auditable ledgers. Open the books, follow the numbers, and see what Beancount can do. Balance sheet, income statement and cash flow in Beancount syntax. Every period lands as a reviewable commit — hosted, rendered and kept current here. Balance sheet, income statement and cash flow in Beancount syntax. Every period lands as a reviewable commit — hosted, rendered and kept current here. Google Play review Beancount.io is an independent hosted service built on the open-source Beancount language created by Martin Blais. See the Beancount project Ready to put your finances in plain text? Start free in minutes—no credit card, no lock-in, and your plain-text ledger is always yours to export. Built for the way you think. Write your finances like code—with AI-powered insights, automation, and full transparency. Beancount.io brings scriptable, auditable accounting to the age of LLMs. Git-Native Version Control Every financial change is a Git commit with full history. Branch to test scenarios, merge team changes, and roll back mistakes instantly. Your books deserve the same version control as your code. AI-Assisted Bookkeeping Automate transaction categorization, detect anomalies, and get smart suggestions—all with AI. Focus on decisions, not data entry. Scriptable Workflows Write custom scripts to automate reconciliations, generate reports, or trigger alerts. Accounting that adapts to your logic. Transparent & Auditable Plain-text files mean every transaction is reviewable, version-controlled, and easy to audit—no black boxes or vendor lock-in. Real-Time Analytics Instantly visualize cash flow, spot trends, and build custom dashboards. Your data, your queries, your insights. Import From Anywhere Bring your history from Mint, QuickBooks, or any bank CSV. Beancount's importers turn statements into clean, double-entry transactions—so nothing stays locked in a proprietary format. Simple, Transparent Pricing Choose the plan that's right for yourself or team Multiple ledgers 1 Collaborators 1

Ledger entries 1,000 AI Assistant tokens 20K Personal Finance Multiple ledgers 5 Collaborators 5 Ledger entries Unlimited AI Assistant tokens 500K No Credit Card Required · Cancel Anytime Frequently Asked Questions Beancount.io is a modern, plain-text accounting platform built for developers and finance professionals. It makes your finances scriptable, auditable, and automated—with AI-powered insights and customizable workflows. Beancount.io offers a generous free tier for individuals and open source users. Advanced features and AI automations are available on affordable monthly or annual plans. See our pricing page for details. Yes! Beancount.io is fully scriptable. Automate reconciliations, build custom reports, and extend the platform with plugins or integrations. Yes. Beancount's importer framework turns bank and credit-card statements—CSV, OFX, or QIF—into clean double-entry transactions, and beancount.io can sync many banks directly. Your history comes with you; nothing stays locked in a proprietary format. Yes. Your data is encrypted in transit and at rest. You can export your plain-text files anytime, and we never lock you in. Security, privacy, and transparency are core to our philosophy. No. Beancount reads like plain English, and the app guides you through everyday entries while AI handles categorization and the double-entry math. You can grow into scripts and custom reports whenever you're ready—not on day one. Plain-text accounting, supercharged for teams and AI agents Beancount.io brings plain-text double-entry accounting to the modern stack. Your ledger is a git repository — every transaction is versioned, auditable, and diff-able. Write Beancount files by hand, import from CSV, OFX, or bank APIs via Smart Import, or let the AI assistant draft entries from receipts and statements. Query balances, cash flow, and holdings with Beancount Query Language (BQL) or ask in natural language through the Model Context Protocol server at beancount.io/api-gateway/mcp. Free browser tools, transparent pricing, and OpenAPI + GraphQL for programmatic access make it easy for developers, freelancers, couples, and small businesses to own their books like they own their code. Start free in minutes — no credit card required. Guides, API reference, and how-tos — every page is also available as Markdown for AI agents. REST API reference Explore Beancount.io REST endpoints, authentication, schemas, and code samples in the interactive reference. Model Context Protocol server with scoped tools for BQL queries and atomic ledger edits. A little text. A whole new perspective. See how your everyday transactions become a clear, connected picture of your finances. Refreshing news from the community Join the Conversation Take Control of Your Accounting—With Code Join developers and finance pros using Beancount.io to automate, audit, and analyze their finances with plain-text, scriptable accounting and AI-powered insights. Open Source Friendly No Credit Card Required Trusted by developers, accountants, and finance teams worldwide