No categories. Just unlimited 2% cash rewards. Earn a $200 cash rewards bonus when you spend $500 in purchases in the first 3 months 1 Best All-Purpose Cash Back Credit Card 5X winner awarded by NerdWallet (2022-2026) Best All-Purpose Cash Back Credit Card 5X winner awarded by NerdWallet (2022-2026) Cash rewards that are easy to earn and use 2% cash rewards Earn on purchases No activation needed Zero categories to track Rewards don't expire As long as your account is open Plus, low intro APR for 12 months 0% intro APR for 12 months from account opening on purchases and qualifying balance transfers. After that your variable APR will be 18.49%, 24.49% or 28.49%. Balance transfers made within 120 days qualify for the intro rate and fee. How Active Cash ® stacks up to the competition Unlimited 2% earn on purchases 2 Cash rewards don't expire while account is open No categories to track Redeem for purchases as little as $1 3 Intro APR on purchases Intro APR on balance transfers Chart reflects a comparison of card benefits and does not reflect promotional offers that may be presented time to time. Third party trademarks are the property of their respective owners. References to other third party trademarks are not intended to imply endorsement or affiliation with such other trademark owners. Benefits comparison based on the products listed and the Wells Fargo Active Cash ® Card as of 04/28/2026. Competitor data is subject to change without notice. Active Cash credit card benefits and features Added Protections Up to $600 of cell phone protection against damage or theft. Subject to a $25 deductible 6 . Pay for rental cars using an eligible card and get reimbursed for covered damage or theft 7 . Available for covered Wells Fargo cardholders. Count on emergency assistance while traveling anywhere in the world. To learn more, call 1-800-992-6029. If you are outside the U.S., you can call collect: 1-804-673-1675 8 Visa credit cardholders can get an emergency cash advance disbursed or a card replaced within one to three business days after issuer approval. Any cash advance fees and interest charges that are associated with your credit card account would apply 11 . Through My Wells Fargo Deals, you can get access to personalized deals from a variety of merchants. It’s an easy way to earn cash back as an account credit when you shop, dine, or enjoy an experience simply by using an eligible Wells Fargo credit card. 12 With Credit Close-Up® you own the skills to help understand and track your FICO® Score, raise it, or maintain it. Enroll to receive monthly FICO® Score updates and personalized credit insights. It’s complimentary to Wells Fargo Online® customers and using it won’t negatively affect your score. 13 For additional information, visit wellsfargo.com/ficoscore . Active Cash ® Card Awards 2022, 2023, 2024, 2025, & 2026 Best All-Purpose Cash Back Credit Card – 5X winner ©2017-2026 and ™, NerdWallet, Inc. All Rights Reserved 2026 Best Overall Credit Card 2026 Best Overall Cash Back Credit Card 2026 Best No Annual Fee Card

Exceptional Visa Signature ® privileges Enjoy these additional card benefits with your Wells Fargo Active Cash ® card Visa Signature ® Concierge Services Find tickets to top sports and entertainment events, book travel, make dinner reservations and more with your complimentary 24/7 Visa Signature ® Concierge. 14 Intercontinental Phuket Resort, Thailand Visa Signature ® Luxury Hotel Collection Enjoy a premium collection of benefits at a selection of the world’s most intriguing and prestigious properties. Learn more about the Visa Signature Hotel Collection at VisaSignatureHotels.com 15 Active Cash® Credit Card FAQs If you’re a primary or secondary Visa ® cardholder, you may be eligible to switch your credit card to better fit your needs. No need to submit another application, undergo a credit check, or change your account number. Note that if you switch products, you will not receive a new rewards bonus offer or new introductory annual percentage rates. Follow the steps below to switch: - Sign on to your account - Select your current credit card - Desktop, laptop and tablet: Go to your card details page and select Switch My Credit Card in the right hand menu. - Mobile browser: Go to your card details page; in the top navigation, swipe left and select More, and then select Switch My Credit Card . - Wells Fargo Mobile app: Select your card and then go to the Manage Account tab and tap Switch My Credit Card . You’ll receive a new card in the mail and any rewards balance will transfer to the new card. You can request a balance transfer when you submit a credit card application, which will be subject to approval. If you already have the Wells Fargo Active Cash Card you can request a balance transfer by signing on to Wells Fargo Online . Then select Request Balance Transfer under Account Management to view available offers. You may also call 1-800-642-4720 . To learn more, please visit Wells Fargo Balance Transfers . Yes, typically there is a balance transfer fee associated with the Wells Fargo Active Cash Card. Please refer to the Important Credit Terms for the most current rate and fee information. It can take up to 14 days to post a balance transfer to your credit card account. There is a 3% fee for each foreign transaction amount converted to U.S. dollars. Please refer to the Important Credit Terms for the most current rate and fee information. The Active Cash Card has been awarded accolades by NerdWallet, Fool Money, a Motley Fool Service, FinanceBuzz, and WalletHub including, Best All-Purpose Cash Back Credit Card, Best Overall Credit Card, Best Overall Cash Back Credit Card, and Best No Annual Fee Card. ©2017-2026 and TM, NerdWallet, Inc. All Rights Reserved. Wells Fargo Active Cash ® Card Earn a $200 cash rewards bonus when you spend $500 in purchases in the first 3 months. 1 Active Cash ® Card Other things you need to know Offers may differ from time to time and depend on the marketing channel. You must select Apply now to take advantage of the offer(s). Refer to the Wells Fargo Active Cash® Credit Card Account Agreement and the Wells Fargo Active Cash® Card Guide to Benefits to learn more. This offer is not a guarantee of credit. Credit card is subject to credit qualification. You may not qualify for an additional Wells Fargo-branded consumer credit card if you have opened a Wells Fargo-branded consumer credit card in the last 4 months. You may not be eligible for introductory annual percentage rates, fees and/or rewards bonus offers if you have the card product you are applying for or opened one within the last 48 months from the date of the application – even if that account is closed and has a $0 balance. 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