All PM Yojanas and central schemes — eligibility, registration & benefits Understanding Central Government Schemes (PM Yojanas) A central government scheme is one notified and funded by the Union Government — sanctioned by a central ministry, administered under a central budget line, and applicable across every Indian state and union territory without needing separate state legislation. In everyday language these are the schemes people call "PM Yojanas" — PM-Kisan, Ayushman Bharat PM-JAY, Pradhan Mantri Awas Yojana, PM Vishwakarma, PM Ujjwala, PM Mudra, Sukanya Samriddhi Yojana, Atal Pension Yojana — because most are announced by the Prime Minister's office and named after the flagship intervention. All 252 central schemes currently active are listed on this page. Central schemes sit under one of three funding patterns. Central Sector Schemes are fully funded by the Union (100% Union share) — PM-Kisan, Sukanya Samriddhi, and Atal Pension Yojana are classic examples. Centrally Sponsored Schemes (CSS) are funded in a mix ratio between Union and states — Ayushman Bharat is 60:40 Union:State in most states, 90:10 in the North-East and hill states; PMAY-U is 50:50 above a specific unit cost. The third pattern is Sector-Level Grants , where the Union transfers block funds to states for specific sectors and states run their own programmes within the sector — this is how much of the National Health Mission and Samagra Shiksha money reaches the ground. Understanding which funding pattern applies to a specific scheme is genuinely useful because it changes who to call when something goes wrong. For a purely Union-funded scheme like PM-Kisan, the central helpline (155261) can actually escalate a case at the district level. For a CSS like Ayushman Bharat, the state's own PM-JAY nodal officer is often the more effective escalation because they hold the delivery-side budget. Every scheme card below links to a detail page with eligibility, documents, application walkthrough, common rejection reasons, insider tips, real-life eligibility examples, and the current status of that scheme. Use the category filter at the top to narrow down; use the "Browse all 252 " links at the bottom of each category to see the full list beyond the popular ones. 🔥 Popular Central Government Schemes (Showing top 30 of 252 ) PM Vishwakarma Yojana 2026 — ₹3 Lakh Loan + ₹15,000 Toolkit for 18 Trades PM Awas Yojana 2026 — Pradhan Mantri Awas Yojana Gramin & Urban Subsidy PM Kisan Samman Nidhi Yojana 2026 — ₹6,000/Year to 11 Crore Farmers Ayushman Bharat PM-JAY Yojana 2026 — ₹5 Lakh Free Health Insurance PM Ujjwala Yojana 2.0 — Free LPG Connection PM Mudra Yojana 2026 — Collateral-Free Business Loan ₹50K to ₹20 Lakh Sukanya Samriddhi Yojana 2026 — 8.2% Interest Girl Child Savings Scheme Kisan Credit Card (KCC) Scheme National Scholarship Portal (NSP) 2026 — Apply for Central Scholarships Online PM Surya Ghar Muft Bijli Yojana 2026 — 300 Units Free Electricity E-Shram Card 2026 — Free Registration for Unorganized Workers Agniveer Scheme 2026 — Agnipath Defence Recruitment, Salary & Seva Nidhi PM Jan Dhan Yojana 2026 — Zero Balance Bank Account + ₹2 Lakh Insurance MGNREGA / NREGA Job Card 2026 — 100 दिन काम की गारंटी, ₹267/दिन मजदूरी PM Internship Scheme 2026 — ₹9,000/Month Stipend | 1 Crore Youth PM Kisan Maandhan Yojana 2026 — ₹3,000/Month Pension for Farmers PM Kaushal Vikas Yojana 4.0 — 2026 Free Skill Training + ₹8,000 Certificate | PMKVY PM Swamitva Yojana 2026 — Village Property Card | Drone Survey | ₹5 Lakh Loan Collateral PM DAKSH Yojana 2026 — Free Skill Training for SC/ST/OBC/Minorities | ₹3,000 Stipend DAY-NRLM Ajeevika 2026 — Self Help Group Loan ₹3 Lakh PM SHRI Schools Scheme 2026 — 14,500 Upgraded Schools | Smart Class + Career Counselling One Nation One Ration Card (ONORC) 2026 — Ration Anywhere in India NMMS Scholarship 2026 — ₹12,000/Year for Class 9-12 Meritorious Students PPF – Public Provident Fund 2026 — 7.1% Interest | Tax-Free ₹1.5 Lakh/Year | 15-Year Lock NPS – National Pension System 2026 — Market-Linked Pension + 80CCD Tax Benefit ₹2 Lakh SCSS – Senior Citizen Savings Scheme 2026 — 8.2% Interest | ₹30 Lakh Maximum | Post Office Swachh Bharat Mission 2026 — Free Toilet Construction ₹12,000 | SBM-Gramin + Urban PM Matsya Sampada Yojana 2026 — ₹3 Lakh Subsidy for Fishermen National Health Mission 2026 — Free Health Services + Free Medicines + NHM ASHAs Startup India Scheme 2026 — Tax Exemption + ₹10 Crore Funding | Fund of Funds 🌾 Agriculture Schemes ( 39 ) PM Fasal Bima Yojana — Crop Insurance Scheme PM Dhan-Dhaanya Krishi Yojana — ₹1.44 Lakh Crore Agriculture Mission for 1.7 Crore Farmers Antyodaya Anna Yojana (AAY) 2026 — 35 Kg Subsidised Grain/Month for Poorest Families PM Krishi Sinchai Yojana (PMKSY) 2026 — Har Khet Ko Pani, More Crop Per Drop Paramparagat Krishi Vikas Yojana (PKVY) 2026 — ₹50,000/Hectare for Organic Farming e-NAM — National Agriculture Market 2026 — Online Mandi for 1.8 Crore Farmers 📚 Education Schemes ( 56 ) PM YASASVI Scholarship Scheme PM POSHAN — Free Mid-Day Meal Scheme PM CARES for Children 2026 — COVID Orphans: ₹10 Lakh at 18 + Free Education + Health Samagra Shiksha Abhiyan 2026 — Free Uniform, Books, Midday Meal for All Government School Students Atal Innovation Mission (AIM) 2026 — 10,000 Atal Tinkering Labs + Startup Support PM Vidya Lakshmi Scheme 2026 — Collateral-Free ₹10 Lakh Education Loan 🏥 Health Schemes ( 24 ) Rashtriya Vayoshri Yojana 2026 — Free Aids for Senior Citizens | Walking Stick, Wheelchair, Hearing Aid AB-PMJAY Senior Citizens 70+ Free Health Cover 2026 — ₹5 Lakh Cashless | Vy Vandana Card Mission Indradhanush 5.0 (IMI 5.0) 2026 — Free Vaccination for 12 Diseases | Children & Pregnant Women PM Bhartiya Janaushadhi Pariyojana (PMBJP) 2026 — Cheap Generic Medicines at 14,000+ Jan Aushadhi Kendras Janani Suraksha Yojana (JSY) 2026 — ₹600 to ₹1,400 Cash to Pregnant Women for Hospital Delivery Janani Shishu Suraksha Karyakaram (JSSK) 2026 — FREE Delivery, Medicines & Transport for Pregnant Women

🏠 Housing Schemes ( 4 ) PMAY Urban 2.0 (2024) — Rs 2.30 Lakh Subsidy + 1 Crore New Urban Houses PM Awas Yojana Gramin Phase 2 2024 — 2 Crore New Rural Houses: ₹1.20-1.30 Lakh + ₹90 Days MGNREGS RERA 2026 — Real Estate Regulation & Development Act: Homebuyer Protection & Developer Accountability 💼 Employment Schemes ( 36 ) DDU-GKY 2026 — Free Residential Skill Training + Placement for Rural Youth PMRPY – PM Rojgar Protsahan Yojana 2026 — 12% EPF Employer Share Paid by Govt for 3 Years NAPS – National Apprenticeship Promotion Scheme 2026 — ₹1,500/Month Stipend Share Gig & Platform Workers Social Security Scheme — PM-JAY + e-Shram Benefits for 1 Crore Workers NATS — National Apprenticeship Training Scheme 2026 — Stipend for Diploma & Degree Graduates PM SVANidhi 2.0 — Rs 10,000-50,000 Loan to 60 Lakh Street Vendors 👩 Women Schemes ( 18 ) Beti Bachao Beti Padhao Yojana 2026 — Girl Child Education & Welfare Scheme Pradhan Mantri Matru Vandana Yojana (PMMVY) Mission Vatsalya 2026 — Child Welfare & Protection | Child Care Institutions + Sponsorship ₹4,000/Month Lakhpati Didi Yojana 2026 — 3 Crore Women SHG Members Earn ₹1 Lakh+/Year | Free Skill Training Namo Drone Didi 2026 — 15,000 Women SHG Drones | Agricultural Spraying | ₹8 Lakh Subsidy Mission Shakti 2026 — One Stop Centre + Nirbhaya Fund + Ujjwala | WCD Women Safety Umbrella Scheme 💰 Finance Schemes ( 25 ) PM Suraksha Bima Yojana — ₹2 Lakh Accident Insurance Atal Pension Yojana 2026 — Guaranteed ₹1,000–₹5,000 Monthly Pension | APY Registration PM Jeevan Jyoti Bima Yojana 2026 — Rs.2 Lakh Life Insurance at Rs.436/Year PM Vaya Vandana Yojana (PMVVY) 2026 — Guaranteed 7.4% Pension for Senior Citizens via LIC Biopharma SHAKTI Mission India 2026 — ₹10,000 Crore Biotech & Pharma Boost NSAP Pension Scheme 2026 — Rs 200-500/Month to 3.5 Crore Elderly, Widows, Disabled 🏗️ Infrastructure Schemes ( 23 ) Jal Jeevan Mission 2026 — Har Ghar Jal Tap Water Connection for Every Home Digital India Scheme 2026 — DigiLocker, UMANG, CSC, BharatNet PM Gati Shakti 2026 — ₹100 Lakh Crore Infrastructure Plan | Multi-Modal Connectivity Smart Cities Mission 2026 — 100 Smart Cities ₹2.05 Lakh Crore Urban Development | UPSC Favourite UDAN Scheme 2026 — ₹2,500 में हवाई यात्रा | 120 New Routes Budget 2025-26 | Ude Desh Ka Aam Nagrik PM Gram Sadak Yojana 4.0 (PMGSY-IV) 2024 — 25,000 Villages All-Weather Roads | ₹70,125 Crore 🪖 Defence Schemes ( 7 ) ECHS 2026 — Ex-Servicemen Contributory Health Scheme | Free Treatment for Veterans CSD Canteen Smart Card 2026 — Apply Online | Subsidized Groceries & Liquor for Veterans AWHO 2026 — Army Welfare Housing Organisation | Affordable Flats for Veterans AGIF Army Group Insurance Fund 2026 — ₹75 Lakh Cover for Army Personnel AWES Army Welfare Education Society 2026 — APS Army Public Schools & Scholarships Rajya Sainik Board (RSB) Welfare 2026 — State-Level Ex-Servicemen Welfare ♿ Disability (Divyangjan) Schemes ( 5 ) Niramaya Health Insurance Scheme 2026 — ₹1 Lakh Cover for Disability DDRS 2026 — Deendayal Disabled Rehabilitation Scheme | NGO Grant for PwD Services NHFDC 2026 — National Divyangjan Finance Corporation | Concessional Loans for PwDs Swavlamban Health Insurance 2026 — ₹2 Lakh Coverage for All Disabled Persons Sugamya Bharat Abhiyan 2026 — Accessibility India Campaign for Divyangjan 🪶 Tribal Welfare Schemes ( 5 ) Van Dhan Vikas Yojana 2026 — PMVDY | TRIFED Tribal Forest Produce Value Addition PM JANMAN Yojana 2026 — Pradhan Mantri Janjati Adivasi Nyaya Maha Abhiyan Post-Matric Scholarship for ST Students 2026 — Free Higher Education for Tribal Students TRI Tribal Research Institute Scholarship 2026 — Higher Education Research for ST Scholars PM Adi Adarsh Gram Yojana (PMAAGY) 2026 — ₹20.38 Lakh Per Village for 36,000 Tribal Villages 🏭 MSME & Industry Schemes ( 10 ) Stand Up India Scheme 2026 — ₹10 Lakh to ₹1 Crore Loan | SC/ST & Women Entrepreneurs PMEGP 2026 — 15–35% Subsidy | Rs.50 Lakh Loan | PM Employment Generation Programme CGTMSE Credit Guarantee Scheme 2026 — ₹5 Crore Collateral-Free MSME Loan Guarantee PLI Scheme 2026 — Production Linked Incentive | 14 Sectors | ₹1.91 Lakh Crore Outlay ZED Certification 2026 — Zero Defect Zero Effect | 80% Subsidy for Micro MSMEs MSME Champions Portal 2026 — Single Window Grievance, Hand-holding & Tech Support Looking for more schemes? Browse all 252 central government schemes organized by category, or search by name.