As a new checking customer, when you open a new Everyday checking account ** then make $1,000 or more in qualifying direct deposits within 90 days of account opening. Takes minutes – fast, simple, and secure. Your bonus offer code will be automatically applied to your Everyday Checking account when you complete your online application from this offer webpage. Learn how to avoid the $15 monthly service fee You agree that Wells Fargo may contact you at the email address provided. $25 minimum opening deposit if opening in branch. How to earn your $325 bonus Open a new, eligible checking account with your bonus code. Make $1,000 or more in qualifying direct deposits within the first 90 days of offer enrollment. Your bonus will be deposited into your new checking account within 30 days of meeting offer requirements. Avoid the $15 monthly service fee with one of the following each fee period ** $1,500 minimum daily balance. $5,000 or more in qualifying deposit balances, investment balances, or both. $500 or more in total qualifying electronic deposits. The primary account owner is 17 to 24 years old. A qualifying monthly non-civilian military direct deposit with the Wells Fargo Worldwide Military Banking program. The protection you deserve FDIC-insured up to the maximum applicable limit 24/7 fraud monitoring plus Zero Liability protection 1 Features to help protect your account with the Security Center in the Wells Fargo Mobile® app Join the millions who trust Wells Fargo with their banking needs — serving customers since 1852. The Wells Fargo Mobile® app puts you in control Bank easy with the app loved by millions Deposit checks with mobile deposit 2 Add cards to your digital wallet 3 Send and receive money with Zelle® 4 Get help with Fargo® virtual assistant 5 View your latest FICO® Score with Credit Close-Up® 6 Turn credit and debit cards on or off 7 4.9 | 10M ratings Frequently asked questions What is the best way to get this bonus offer, in branch or online? For this offer, only an Everyday Checking account may be opened using the “Open Online” link above. If you open in a branch using your offer code, you may open any eligible consumer checking account. Opening your account online allows you to apply at a time and location convenient for you. In-branch openings allow for face-to-face interactions that might be helpful if you prefer discussing financial matters in person or have questions about this checking bonus promotion. We encourage you to make an appointment if you would like to open an account in a branch. When will I receive the $325 bonus offer? The bonus will be deposited into your new checking account within 30 days of meeting offer requirements. Do I need to switch banks to be eligible for a checking account bonus? You don’t need to switch banks to open a new checking account and be eligible for this bonus offer. Review the terms and conditions * of this bonus offer. Can I combine this bonus offer with other Wells Fargo checking promotions? No, this bonus offer cannot be combined with other offers. Does this offer have an instant sign-on bonus? No, your bonus will be deposited into your new checking account within 30 days of meeting offer requirements. Does this offer have a direct deposit requirement? Yes, this offer has a direct deposit requirement. You must open a new, eligible checking account and make $1,000 or more in qualifying direct deposits within the first 90 days of offer enrollment. See the terms below * for what qualifies as a direct deposit for this offer.

* How to qualify for this offer To be eligible: Offer is for new consumer checking customers only and is available only to the primary owner of the new checking account. The primary account owner is the owner whose Taxpayer Identification Number, such as a Social Security Number, is assigned to the account and has tax responsibility. Offer is not available to customers that received a bonus for a Wells Fargo consumer checking account within the past 12 months, are Wells Fargo employees, or are non-resident aliens or foreign entities signing any version of IRS Form W-8. Deposit accounts that are part of the Wells Fargo Private Bank experience are not eligible for this offer. To receive the $325 bonus: you must use your bonus offer code when opening a new Wells Fargo consumer checking account, which is subject to approval, by October 13, 2026 and receive $1,000 or more in qualifying electronic deposits within 90 calendar days of account opening (the “qualification period”). A qualifying electronic deposit is a deposit of funds, such as your salary, government benefit payment, or other income, that has posted to your account and is (1) a direct deposit made through the Automated Clearing House (ACH) network, (2) an instant payment processed through the RTP® network (real-time payment system) or FedNow℠ Service, or (3) an electronic credit from a third party service that facilitates payments to your debit card using the Visa® or Mastercard® network (e.g., an Original Credit Transaction). Transfers from one account to another, mobile deposits, Zelle®, or deposits made at a branch or ATM are not considered a qualifying electronic deposit. An ACH direct deposit made available early with Early Pay Day does not count toward the bonus requirements until it posts to your account and is no longer pending (e.g., scheduled payment date). Once you have met all requirements, we will deposit the bonus into your new account within 30 calendar days. Your new account must stay open through the time we attempt to deposit the bonus. We may close accounts with a zero balance without prior notice. You are responsible for any taxes due on the bonus. We will report the bonus as income to tax authorities, as required by applicable law. If you are subject to backup withholding at the time of payment, we may withhold the required amount and remit to tax authorities. Other Terms: This offer may be discontinued or changed at any time without notice and cannot be combined with any other consumer deposit offer (limit one bonus per customer/account). Offer cannot be reproduced, purchased, sold, transferred, or traded. If we suspect bonus or promotional offer abuse, we may close or restrict the account and decline or reverse any bonus. Talk with a banker or see the "Consumer Account Fee and Information Schedule" and "Deposit Account Agreement" available at wellsfargo.com/depositdisclosures for complete checking account details, including the applicable monthly service fee and options to avoid it. The actions required for this bonus are separate from the actions available to avoid the monthly service fee. ** The Wells Fargo Everyday Checking account monthly service fee is $15. Minimum opening deposit is $25. The monthly service fee can be avoided with one of the following each fee period: $1,500 minimum daily balance. $5,000 or more in qualifying deposit balances, investment balances, or both. On the last business day of each fee period balances in eligible Wells Fargo accounts will be automatically totaled. Eligible accounts include consumer deposit account balances (checking, savings, CDs, FDIC-insured IRAs), certain investment account balances, and applicable Wells Fargo bank fiduciary and custody accounts. On the last business day of each fee period balances in eligible Wells Fargo accounts will be automatically totaled. Eligible accounts include consumer deposit account balances (checking, savings, CDs, FDIC-insured IRAs), certain investment account balances, and applicable Wells Fargo bank fiduciary and custody accounts. $500 or more in total qualifying electronic deposits. A qualifying electronic deposit is a deposit of funds, such as your salary, government benefit payment, or other income, that has posted to your account and is (1) a direct deposit made through the Automated Clearing House (ACH) network, (2) an instant payment processed through the RTP® network (real-time payment system) or FedNow℠ Service, or (3) an electronic credit from a third party service that facilitates payments to your debit card using the Visa® or Mastercard® network (e.g., an Original Credit Transaction). Transfers from one account to another, mobile deposits, Zelle®, or deposits made at a branch or ATM are not considered a qualifying electronic deposit. A qualifying electronic deposit is a deposit of funds, such as your salary, government benefit payment, or other income, that has posted to your account and is (1) a direct deposit made through the Automated Clearing House (ACH) network, (2) an instant payment processed through the RTP® network (real-time payment system) or FedNow℠ Service, or (3) an electronic credit from a third party service that facilitates payments to your debit card using the Visa® or Mastercard® network (e.g., an Original Credit Transaction). Transfers from one account to another, mobile deposits, Zelle®, or deposits made at a branch or ATM are not considered a qualifying electronic deposit. A primary account owner who is 17 to 24 years old. (When the primary account owner reaches the age of 25, age can no longer be used to avoid the monthly service fee.) A qualifying monthly non-civilian military direct deposit with the Wells Fargo Worldwide Military Banking program. You will receive your Worldwide Military Banking program benefits 45 days after your qualifying non-civilian military direct deposit is deposited into your eligible Wells Fargo checking account. For more information on the qualifying non-civilian military direct deposit, program qualifications and benefits, please visit wellsfargo.com/military/worldwide-military-banking or wellsfargo.com/depositdisclosures . You will receive your Worldwide Military Banking program benefits 45 days after your qualifying non-civilian military direct deposit is deposited into your eligible Wells Fargo checking account. For more information on the qualifying non-civilian military direct deposit, program qualifications and benefits, please visit wellsfargo.com/military/worldwide-military-banking or wellsfargo.com/depositdisclosures . Footnote 1. You won't be held responsible for promptly reported unauthorized card transactions, subject to certain conditions. For more information, please review the applicable Wells Fargo Debit and ATM Card Terms and Conditions . ←back to content Footnote 2. Mobile deposit is only available through the Wells Fargo Mobile ® app on eligible mobile devices. Deposit limits and other restrictions apply. Some accounts are not eligible for mobile deposit. Availability may be affected by your mobile carrier's coverage area. Your mobile carrier's message and data rates may apply. See Wells Fargo’s Online Access Agreement and your applicable business account fee disclosures for other terms, conditions, and limitations. ←back to content Footnote 3. Digital wallets may not be available on all devices. ←back to content Footnote 4. Enrollment with Zelle ® through Wells Fargo Online ® or Wells Fargo Business Online ® is required. Terms and conditions apply. To send or receive money with Zelle ® , both parties must have an eligible checking or savings account enrolled with Zelle ® through their bank. Transactions between enrolled users typically occur in minutes. For your protection, Zelle ® should only be used for sending money to friends, family, or others you trust. Neither Wells Fargo nor Zelle ® offers purchase protection for payments made with Zelle ® – for example, if you do not receive the item you paid for or the item is not as described or as you expected. Payment requests must be sent to enrolled Zelle ® users. For more information, view the Zelle ® Transfer Service Addendum to the Wells Fargo Online Access Agreement . Your mobile carrier’s message and data rates may apply. Account fees (e.g., monthly service, overdraft, Business Account Analysis fees) may apply to Wells Fargo account(s) with which you use Zelle ® . ←back to content Footnote 5. Availability may be affected by your mobile carrier’s coverage area. Your mobile carrier’s message and data rates may apply. Fargo is only available on the smartphone versions of the Wells Fargo Mobile ® app. ←back to content Footnote 6. You must be a Wells Fargo account holder of an eligible Wells Fargo consumer account with a FICO ® Score available, and enrolled in Wells Fargo Online. Eligible Wells Fargo consumer accounts include deposit, loan, and credit accounts, but other consumer accounts may also be eligible. Contact Wells Fargo for details. Availability may be affected by your mobile carrier's coverage area. Your mobile carrier's message and data rates may apply. Please note that the score provided under this service is for educational purposes and may not be the score used by Wells Fargo to make credit decisions. Wells Fargo looks at many factors to determine your credit options; therefore, a specific FICO ® Score or Wells Fargo credit rating does not guarantee a specific loan rate, approval of a loan, or an upgrade on a credit card. Wells Fargo and Fair Isaac are not credit repair organizations as defined under federal and state law, including the Credit Repair Organizations Act. Wells Fargo and Fair Isaac don’t provide credit repair services or advice or assistance with rebuilding or improving your credit record, credit history, or credit rating. ←back to content Footnote 7. Turning off your card is not a replacement for reporting your card lost or stolen. Contact us immediately if you believe that unauthorized transactions have been made. Turning your card off will not stop card transactions presented as recurring transactions or the posting of refunds, reversals, or credit adjustments to your account. Any digital card numbers linked to the card will also be turned off. For debit cards, turning off your card will not stop transactions using other cards linked to your deposit account. For credit cards, turning off your card will turn off all cards associated with your credit card account. Availability may be affected by your mobile carrier’s coverage area. Your mobile carrier's message and data rates may apply. ←back to content Apple, the Apple logo, Apple Pay, Apple Watch, Face ID, iCloud Keychain, iPad, iPad Pro, iPhone, iTunes, Mac, Safari, and Touch ID are trademarks of Apple Inc., registered in the U.S. and other countries. Apple Wallet is a trademark of Apple Inc. App Store is a service mark of Apple Inc. FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries. Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license. Everyday Checking Account Earn a $325 new checking customer bonus * How to avoid the monthly service fee The monthly service fee can be avoided with one of the following each fee period: $1,500 minimum daily balance. $5,000 or more in qualifying deposit balances, investment balances, or both. On the last business day of each fee period balances in eligible Wells Fargo accounts will be automatically totaled. Eligible accounts include consumer deposit account balances (checking, savings, CDs, FDIC-insured IRAs), certain investment account balances, and applicable Wells Fargo bank fiduciary and custody accounts. $500 or more in total qualifying electronic deposits. A qualifying electronic deposit is a deposit of funds, such as your salary, government benefit payment, or other income, that has posted to your account and is (1) a direct deposit made through the Automated Clearing House (ACH) network, (2) an instant payment processed through the RTP® network (real-time payment system) or FedNow℠ Service, or (3) an electronic credit from a third party service that facilitates payments to your debit card using the Visa® or Mastercard® network (e.g., an Original Credit Transaction). Transfers from one account to another, mobile deposits, Zelle®, or deposits made at a branch or ATM are not considered a qualifying electronic deposit. A primary account owner who is 17 to 24 years old. (When the primary account owner reaches the age of 25, age can no longer be used to avoid the monthly service fee.) A qualifying monthly non-civilian military direct deposit with the Wells Fargo Worldwide Military Banking program. You will receive your Worldwide Military Banking program benefits 45 days after your qualifying non-civilian military direct deposit is deposited into your eligible Wells Fargo checking account. For more information on the qualifying non-civilian military direct deposit, program qualifications and benefits, please visit wellsfargo.com/military/worldwide-military-banking or wellsfargo.com/depositdisclosures . Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.