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Decoding Home Loan Interest Rates: Key Factors You Need to Know
Understand the factors that influence home loan interest rates and the key elements that determine your home loan EMI and rates...
sustainability at hdfc
Why is a Sustainable Lifestyle the Way to Go?
You may have heard or read the word “sustainable” frequently in recent times.
sustainability at hdfc
A Beginner's Guide to a Happy Eco-Friendly Home
Life as we know it has forever changed and along with it, so have our priorities.
sustainability at hdfc
7 simple ways of waste management at home
We must do our part for our environment; now more than ever.
sustainability at hdfc
10 ways to make your home more eco-friendly
If you are an advocate of environment-friendly ways, you may be more than..
The benefits of applying for a home loan in present times
Home brings to mind comfort, joy, pride and family time. Every homeowner will tell you that her...
Applying for a home loan - online vs offline
Advances in technology have resulted in so many benefits – one needn’t step out to buy groceries or
Applying for a home loan - online vs offline
Advances in technology have resulted in so many benefits – one needn’t step out to buy groceries or
How to apply for home loan online
Using the online route to make your purchases, make payments, do your banking and other tasks is con
living and lifestyle
Choosing The Right Blinds!
With so many options available, where does one start shopping for the perfect set of...
living and lifestyle
5 Stunning Staircases to Fall in Love With!
Now here’s a home feature that has a surprising amount of potential to be creative with. If
living and lifestyle
Evaluating An Interior Designer
Sonika Das is an Architect and Interior Designer with several years of experience. She shares
living and lifestyle
5 simple things you can do to transform your home in one weekend!
We’ve decided to kill the indecision by being fix-up heroes this weekend. That art
living and lifestyle
FESTIVE COASTERS
How to Make Coasters for Festive Season- Learn how to make coasters with different
living and lifestyle
5 Simply Scrumptious Dining Rooms!
With so many dining room ideas comprising of different types of dining tables, chair designs, and
living and lifestyle
Trendy Lighting ideas
The Diwali season goes by and the diyas and candles find themselves slowly being put
living and lifestyle
DIY Multi-Purpose Storage Unit
Tired of cluttered kitchen counters? Is your bathroom shelf overflowing with
property and real estate
Stamp Duty and Property Registration in Mumbai
A home loan, which is also sometimes known as a house loan or a housing loan, is an amount of money
Home Loan Benefits for Ladies
Women are increasingly taking their rightful place as equals in Indian society. As women in the coun
non housing loans and more
5 mistakes to avoid while taking a Loan Against Property
All of us could face cash flow challenges at some point in life – some may need cash for personal us
property and real estate
The ultimate guide to MahaRERA Registration
The Real Estate (Regulation and Development) Act, 2016 has been in force since May 20171. This…
At Home with HDFC
What is Your Favorite Place in Your House?
Everyone has a favourite place at home that's close to their soul. It could be your living room wher
A quick guide for first time home buyers
First Time Homebuying guide by HDFC provides all necessary information and assistance to first time
property and real estate
Reduction in GST Rate on Housing
The Goods and Services Tax (GST) Council, in its 33 rd meeting, announced reduction of GST rates for
Disbursement of Home Loan
A home loan is the first step to fulfilling your dream of owning a home...
Home Loan Repayment Options
Being a homeowner is one of the most fulfilling experiences for most people...
How to avail PMAY subsidy?
Home ownership is a key need for families. If you are not a home owner and intend to get financing..
What is a Home Loan Calculator?
The topmost thought in your mind when you take a loan to purchase your home will be the loan repa...
Difference between home loan and land loan
Purchasing a new home or a plot of land may not appear to be different...
What is property tax and how is it calculated
In India, Property Tax is levied by the municipal authorities on real estate...
Home Loan Tax Benefit
Owning a house is every individual’s dream. In order to encourage citizens to invest in a property..
Common Home Loan Myths
Home loans are gaining popularity as a convenient way of funding property purchase...
Home ownership becomes more affordable
PMAY scheme, initially launched for the lower strata of the Indian population...
Government pushes ‘Housing for all’ programmes
Urban housing shortage is estimated to be 18.78 million units according to Government figures...
At Home with HDFC
Elegant Homes Can Be Colourful Too
When Padma and her family moved into a bigger home a few minutes from their old one, they left ...
At Home with HDFC
A Home With Middle-Eastern Flavours
Jasmeet takes us through her experience of staying in a Middle-Eastern inspired house in the...
At Home with HDFC
A Home Designed For A Family, By A Family
Rajnikant Mirkar talks about his aspiration of owning his dream home in the city of dreams...
living and lifestyle
Garden Companions
Conventional wisdom dictates growing one plant in one pot. While this may look
living and lifestyle
Mobile phone towers are omnipresent in India today. Every nook and corner has one
living and lifestyle
Commonly known as wool flowers or brain celosia, this breath-taking flower belongs to the amaranth
At Home with HDFC
A Home Built on Memories, Designed by Passion
Anshu Loiwal takes us through her journey of designing her home, along with her husband Anurag...
At Home with HDFC
The Home of Beautiful Things
While most people only allocate a small living room corner to display their collections, Swati...
At Home with HDFC
The Abode of a Wanderlust in Kolkata
Sukanya Majumdar invites us into her stunning home in Kolkata, one that is...
The Abode of a Wanderlust in Kolkata
Sukanya Majumdar invites us into her stunning home in Kolkata, one that is...
The Abode of a Wanderlust in Kolkata
Sukanya Majumdar invites us into her stunning home in Kolkata, one that is...
The Abode of a Wanderlust in Kolkata
Sukanya Majumdar invites us into her stunning home in Kolkata, one that is...
The Abode of a Wanderlust in Kolkata
Sukanya Majumdar invites us into her stunning home in Kolkata, one that is...
The Abode of a Wanderlust in Kolkata
Sukanya Majumdar invites us into her stunning home in Kolkata, one that is...
living and lifestyle
We bring to you 16 ideas to refresh, reinvest and upscale your home...
Know about the various kinds of housing loans
A home loan is available in many forms depending on your specific needs. Some people may want to...
Home loans are for all - Salaried and Self Employed
A home loan is a tool which helps you to purchase your dream house by giving you access to the...
living and lifestyle
Click Print Update
We know how much you love capturing and uploading your favorite moments on
Loans can fund your home extension too
There might have been a period in your life when you shared a room with a friend or colleague...
living and lifestyle
What’s better than your local used furniture market or special flea markets to get those rare
living and lifestyle
Chick Chalk Tricks
Easy and breezy yet classy and handy, chalkboard paint can be your next décor favorite...
Understand the Important Clauses in Your Home Loan Agreement
Buying a home evokes a number of feelings and emotions; happiness, pride, relief, security and...
Importance of an NOC after closing your home loan
A No Objection Certificate (NOC) is a legal document issued by a housing finance company or bank...
Closing your home loan? Ensure these tasks are done
You will experience a unique mix of relief and pleasure after paying the final installment of...
Why Self-Fund When You can avail a Home Loan
A house is the most coveted possession for all. Easy availability of home loans has made this...
Are You Eligible For a Home Loan? Check Your Credit Score
A home loan is an important step to building a personal asset – your home. At the same time, it...
Basics of Pre-approved Home Loans
A pre-approved home loan is an in-principal approval for a loan given on the basis of your...
Pointers for applying for a home loan in your 40s'
Nowadays, because of better job opportunities and increased salaries, young professionals...
10 things you must know before you avail a home loan
Owning a house is one of the biggest financial decisions that you and your family will ever make...
ABC of an ideal home loan lender
Buying a house is by far the biggest dream of many. For most of us, it is once in a lifetime...
living and lifestyle
Keep Your Summer Garden Blooming
Some basic guidelines to keep your garden looking beautiful through the summer.
Home Loan Application Rejected? Know the Reasons
Buying a house is much more than just selecting the right property. It is likely to be the...
Tips for making down payment for your Home
A home is where one goes to at the end of the day, for repose. It’s a place where one can do as...
living and lifestyle
Blooming beauties
Climbing plants are gorgeous but when they’re also flowering.
living and lifestyle
Give your home a Scottish twist with the classic plaid fabric.
living and lifestyle
A flair for quintessence and the right balance of indigenous and exotic...
living and lifestyle
Small space, Big ideas
Decorating small living rooms doesn’t have to be a hassle. Our small living room decorating
living and lifestyle
Stuck with those awkward corners and nooks in your home? Here are some simple
living and lifestyle
The game changers
How about tweaking your mundane coffee table scene a bit and giving your living room a
living and lifestyle
Flooring is the base that holds your home together. While walls have their place in the
living and lifestyle
DIY Ideas for the Festive season
Diwali calls for some DIY, of course! So use your creativity and add peppy décor elements
living and lifestyle
Pop goes my heart
Brighten up your home with cheerful hues to stylishly bring in happiness and harmony. We
living and lifestyle
Forget gifting flowers, build a rose garden instead. Winter is the perfect month to plant roses.
property and real estate
Dedicated Freight Corridor
The Eastern Dedicated Freight Corridor will be a 1,893 Kilometer route connecting Dankuni in West...
property and real estate
The existing transport infrastructure of Jaipur city was becoming inadequate on the back of rapid...
property and real estate
Kochi, most densely populated city and largest urban agglomeration in the Kerala state, has been...
property and real estate
For the past few years, the real estate market in Nagpur, Maharashtra is buzzing with India’s one...
property and real estate
The Dwarka Expressway
The expressway was planned to decongest the existing Delhi-Gurgaon Expressway by providing an...
property and real estate
The Chennai Metro
Chennai Metro was planned as a fast, reliable, convenient, modern and economical public transport...
living and lifestyle
Control Those Pests
No garden is free of pests and disease. Fungal infections, caterpillars, beetles, dogs...
living and lifestyle
Simple tweaks are all you need to get rid of that paper clutter. Take notes.
living and lifestyle
75 Expert Home reboot Ideas
Does the thought of giving your home a makeover seem like an expensive affair?
living and lifestyle
Let there be light!
When choosing the perfect lamps for your interiors, don’t ignore the lampshade! We
living and lifestyle
Antiques of the future
Don’t discard those charming vintage ‘have-beens’. Upscale them to make for a unique
property and real estate
Real Estate Indices
In order to track your investments in any financial market over a period of time, indices have...
living and lifestyle
Be a herbivorous
Herbs are dubbed one of the easiest plants to grow in a garden or container. Here’s how
Home Loans for the Self-Employed
Jane Austen, the famous English novelist, once said, ‘There is nothing like staying at home for...
6 Reasons to Opt for Home Loan Refinance
In life, we always look forward to progressive options - a better home, better car, better job etc.
living and lifestyle
The dotted lines
As the air gets crisp outside, the statement stripes and polka adds are all that you need to
property and real estate
Builder Floor Apartments
In order to serve the diverse needs of home buyers in terms of the choice of apartments, real...
living and lifestyle
A Beginner’s Manual To Sowing & Creating Saplings
Germinating seeds and growing saplings isn’t rocket science. Yet, it’s easy to get it wrong.
living and lifestyle
Fresh flowers bouquet? Follow these simple steps to keep them fresh for longer.
property and real estate
All About ‘Real Estate Inventory’
Now-a-days one of the real estate related terms that we frequently come across is real estate...
property and real estate
The Real Estate (Regulation and Development) Act, that seeks to safeguard home buyers, was passed...
property and real estate
All about ‘Serviced Apartments’
Hospitality industry has always been one of the major growth drivers for the economy, thanks to...
property and real estate
The emergence of Tier-II and Tier III cities
In the past few years, the real estate growth story has clearly shifted from the metros and Tier...
property and real estate
Transferable Development Rights (TDR) – The Concept
Transferable Development Rights or TDR can be considered as an important raw material in the real...
living and lifestyle
Auspicious Abode
Make way for a skillful balance of energies in your home to bring in that extra sunshine...
living and lifestyle
Sending Zen vibes
Want a cosy corner inside your home where chaos and stress aren’t allowed? We get you
living and lifestyle
Rainwater Harvesting
Rainwater harvesting can save water and support the planet. Here’s how you get started…
living and lifestyle
Plant care during holidays
Plan ahead to take care of your beautiful garden while you are on a long, much-needed
living and lifestyle
Why We Love Innovation
We’ve put together a collection of more than 15 gadgets, apps, and ideas — high-tech and low-
living and lifestyle
Weave the magic of these mysterious prints into your life, allowing them to spread a
living and lifestyle
Going on a long vacation? Leave your worries about home sweet home behind with these
living and lifestyle
Miniature Plants
Miniature plants tend to get overlooked, much to our folly. But like the old adage goes...
living and lifestyle
Get your garden summer ready
Anxious that the hot season will leave your plants dead as dust? Our detailed guide to a
living and lifestyle
The drip effect
Prevention is better than cure, especially when it comes to seepage. Follow these tips to
living and lifestyle
20 strokes of power
Here are 20 bold, statement-making decor ideas that will help you transform a home
living and lifestyle
Keep carpets looking new, as the day they were bought, with these easy-care tips.
living and lifestyle
For all your ‘flooring’ surfaces, we’ve got just the solution to take them from stained to...
living and lifestyle
It’s the one thing all homeowners dread: moving.If you’re on the brink, these tips
living and lifestyle
Frame It Right!
You don’t have to break the bank to adorn your walls. Well-framed artefacts can make
living and lifestyle
New Lease Of Life
Spray-painting your dull and uninspiring furniture will breathe life into it. We tell you
living and lifestyle
Cultivating Lotuses
Cultivated for their showy blooms and glossy leaves, gorgeous lotuses can also add
Why House Renovation Loans are a good choice
A home is not just about a roof over your head. It is much more than that. Your home is your...
living and lifestyle
Perfecting The Potting Mix
When you grow herbs and veggies in containers, soil compaction and rapid depletion of nutrients...
Prepaying home loan, think again
Most of us are averse to being debt ridden. A loan (of any type) is a debt that one would...
living and lifestyle
It’s an Arrangement
Use this season favourite flowers for your floral bouquets and brighten up your life! Plus...
property and real estate
Where to Buy Your Home
Buying a new home involves massive effort. Taking the right decisions at every step of the...
living and lifestyle
Magnificient Warriors
According to a 2016 survey of 3,000 world cities, published by the World Health Organisation...
Should you opt for a fixed rate or a floating rate home loan?
Buying a house involves a series of decisions which can have an impact on your life for years...
property and real estate
Moving To a New House Consider the Taxation Angle
A new home is a celebration of a lifetime indeed. When you have a roof of your own over your head...
living and lifestyle
Well! One can never accurately measure how much we need when it comes to paints. And in
property and real estate
9 advantages of buying a home over renting
A home is much more than just four walls and a roof. It kindles a range of emotions and thoughts...
property and real estate
Go Green – The new buzzword
The rate at which our environment is deteriorating, water crisis is rising and air pollution is...
living and lifestyle
Maintaining light décor products and furnishings can seem like a daunting task, but it’s not...
property and real estate
The Emergence of Child-Centric Homes
Today’s working parents are finding it difficult to shuttle between homes, work places and their...
property and real estate
Critical aspects of buying a resale property
Thinking of buying a new home? One of the prime considerations while purchasing a home is located.
non housing loans and more
All you wanted to know about Loan Against Property
Loan against property gives you access to immediate funds by placing your property as collateral...
non housing loans and more
Housing Finance Companies Offer a Lot More Than Just Home Loans
Most of us think of a housing finance company when we want a home loan – and it’s only logical to...
Benefits of taking a joint home loan
A home is a ‘once-in-a-lifetime’ investment for many of us. It is natural that we want to make it...
living and lifestyle
Let’s Go Rustic
You have no idea what a reclaimed piece of wood can do to your space in giving it a seamless...
living and lifestyle
Be it furniture that you wish to upgrade or the extra paint that got splattered from a previous...
living and lifestyle
Be it a work of art or as stand out décor piece, a mirror can astoundingly enhance your home’s...
living and lifestyle
Trendy Homes in 2017
Home is where the heart is! So, if you are looking to revamp your space, now’s the time...
living and lifestyle
Going Beyond The Obvious!
Got a ladder at home and thinking what to do with it? Well, it can work really well especially as...
Home Loans for NRIs
Owning a home for most of us is a matter of comfort, pride and status.And for those Indians...
Home loan interest rate types
Home loan interest rate types
Processing fee and other charges
Processing fee and other charges
Pradhan Mantri Awas Yojana - Credit Linked Subsidy Scheme
Pre Approved Home Loans and Property Assist
HDFC Reach Home Loans - Vegetable Vendor's story
Count On Your Home To Achieve Your Goals
Create Your Own Space In Your Village
Take A Step Closer To Your Business Goals
You Tube Videos
Pradhan Mantri Awas Yojana - Credit Linked Subsidy Scheme
Pre Approved Home Loans and Property Assist
HDFC Reach Home Loans - Vegetable Vendor's story
Count On Your Home To Achieve Your Goals
Create Your Own Space In Your Village
Take A Step Closer To Your Business Goals
Home calculations made easy to help you plan your home
EMI CALCULATOR FOR HOME LOAN
HOME LOAN ELIGIBILITY CALCULATOR
HOME AFFORDABILITY CALCULATOR
HOME LOAN BALANCE TRANSFER CALCULATOR
Home purchase is usually the biggest financial transaction of a person’s life and a decision which is often very close to one’s heart.
Given our vast experience and reach, and the enormous trust that millions of Indians have reposed in us, we wish to partake in our customers’ joy of home ownership. This blog is a meaningful step towards taking our customer experience to the next level. It is intended to aid home buyers in the spadework of home purchase and to help them make smarter decisions.
This blog offers a broad range of information in the spheres of home finance, property & real estate, lifestyle & living and non housing loans. The topics are wide and deep, ranging from things you must know before availing funding for your dream home to even setting up an exquisite garden in your home. Check our latest posts, trending articles, infographics and feel free to leave a comment or share your favorite posts within your social network. We wish you a great experience in building that little kingdom that you will call your ‘home’.
Interest Rate Range for the past quarter for advances granted to individual borrowers
Individual Housing: (Jan-March 2023 Quarter)
Individual Non-Housing: (Jan-March 2023 Quarter)
Please visit https://portal.hdfc.bank.in/login and post Login click on Requests > Conversion Enquiry tab for any further details in this regards.
HDFC's Bank Ltd Retail Prime Lending Rate (RPLR) Housing is being increased by 25 bps to 18.55% w.e.f March 1, 2023
HDFC's Bank Ltd Retail Prime Lending Rate (RPLR) Non-Housing is also being increased by 25 bps to 12.20% w.e.f March 1, 2023