Introducing Life Cycle Funds Life Cycle Funds are built with a target year, so you are ready when it matters the most ✨India’s First Target-Date Fund Just Pick the Year, the Fund Does the Rest Pick your target year Start an SIP or invest one-time in the fund closest to your target year. Minimum ₹100 The fund manages itself It starts with a growth-oriented allocation tilted towards equity and automatically shifts to a more conservative allocation Withdraw on maturity When you reach the target year, withdraw your investment. Taxed as an equity fund throughout A fund allocation that Shifts Over Time I want to invest for the next 15 years This allocation schedule is mentioned above is solely for the purpose of representing the indicative glide path of the scheme's asset allocation. The allocation ranges indicated herein are derived from, and must be read in conjunction with, the asset allocation table as set out in the Scheme Information Document (SID) of Zerodha Life Cycle Fund 2031, Zerodha Life Cycle Fund 2036 & Zerodha Life Cycle Fund 2041. Refer here for the complete and other associated disclaimers. Pick the Fund That Suits Your Target Year Zerodha Life Cycle Fund 2031 The fund invests across a mix of asset classes, starting with a growth-oriented allocation, tilted towards equity, and automatically shifts to a more conservative allocation as the target year approaches. Designed for Goal-based Investors Investment Horizon

Can stay invested through the full horizon Have a specific target in mind like retirement, child’s education, or any major milestone with a known year Want the allocation to shift automatically, with no tax on internal rebalancing Comfortable with higher risk in the early years Need money in the short term. Exit loads apply for the first 3 years No specific goal or target year in mind Prefer to actively manage your own allocation across funds Need a stable, low-volatility portfolio from day one Frequently Asked Questions What is a Life Cycle Fund and how is it different? Which target year should I pick? Which Life Cycle Funds does Zerodha Fund House offer? How does the fund allocation shift over time? Can I withdraw before the target year? How is this fund taxed? Can I start a SIP? What is the minimum amount? How is Zerodha Life Cycle Funds different from NPS? What happens if the market falls close to my target year? What happens when the fund reaches its target year?