YONO Cash @ ATM Savings account through Video KYC YONO SBI Application Checksum Launched on 16-03-2019, YONO Cash is a unique feature available in the YONO platform (both on the App as well as the online portal). It enables an account holder to withdraw money instantly from any of the SBI ATMs and most of SBIs Merchant POS terminals or Customer Service Points (CSPs) within India without using any physical card or filling up any physical withdrawal slip. The YONO user simply needs to login to the YONO platform and use the YONO Cash feature to generate a reference number and create a dynamic PIN for the cash withdrawal. Customer can then use the same to complete the transaction and withdraw/obtain the cash from any of the channels i.e. ATM, POS terminal or CSP. The solution is unique because of multiple reasons. It is Convenient: It enables customers to withdraw cash from ATMs, POS or CSPs even if they forget their wallets at home and only carrying their phone. The YONO Cash transactions are counted over and above the ATM withdrawal It is environment friendly: Total elimination of plastic cards It is Secure: Eliminates most of the risks associated with physical cards like no risk of shoulder surfing, no card trapping, no card skimming risk, no lost card/pin. The PIN is generated dynamically for every transaction. Steps to be followed in the app Login to the YONO App Using 6 Digit MPIN On Home page click on the YONO Pay button and select YONO Cash Click on the ATM option under YONO Cash Select the debit account and enter the amount. Click on Next. Create your YONO Cash PIN and click on Next Review the transaction details, accept the Terms and Conditions and click on Confirm YONO Cash Reference Number will be sent to your registered mobile number and email ID. It will be valid for 4 hours. You can also view the Nearest YONO Cash Points. Steps to be followed at the ATM At the ATM, click on YONO CASH Enter the YONO Cash Transaction Number received through SMS and email Enter the Amount. Amount should be same as entered during generation of Transaction Reference Number. Then enter the YONO Cash PIN generated by you. The transaction is validated and authenticated Cash is dispensed and transaction is completed Savings Account through Video KYC Savings account through Video KYC - Click Here For More Details.. YONO SBI Application Checksum Checksum are mainly used for validating the data/file integrity. It assures the receiver that data/files shared to them are not compromised. Benefits of Checksum: Integrity of file content may be verified. It can be verified that the file has not been changed by any unauthorized third party before or during transmission and the received file is complete and accurate in nature. This acts as signature of file. Disclaimer : Bank never shares the Mobile apps over Email, WhatsApp or SMS. Always download the SBI Mobile apps from Google Play Store (Android) or Apple App Store (iOS). Last Updated On : Saturday, 20-06-2026 7.25%* p.a. onwards w.e.f. 01.04.2026 w.e.f 15.06.2025 Starts From 9.15%* w.e.f. 15.06.2025 2 years to less than 3 years 5 years and up to 10 years

for loan amount up to Rs. 2 lacs for loan amount > Rs. 2 lacs up to Rs. 6 lacs w.e.f 15.12.2025 Varies for different Doorstep Banking Services Tools & Calculators Unauthorized Digital Transaction Reporting Digital Landing Page Digital Document Execution (DDE) More Information Digital Lending More Information More Information Convenient Payments More Information More Inormation More Information Whatsapp Banking More Information More Information Terms and Conditions 7.25%* p.a. onwards w.e.f. 01.04.2026 w.e.f 15.06.2025 Starts From 9.15%* w.e.f. 15.06.2025 2 years to less than 3 years 5 years and up to 10 years for loan amount up to Rs. 2 lacs for loan amount > Rs. 2 lacs up to Rs. 6 lacs w.e.f 15.12.2025 Varies for different Doorstep Banking Services Tools & Calculators Unauthorized Digital Transaction Reporting SIA is Typing... character(s) remaining Was this helpful ? Thank you for sharing your feedback! Your Feedback Matters! (Please enter your 10 digit Indian mobile Number)