This is your passport to smarter banking. Explore the best accounts for checking and savings with your needs in mind, and check out our expert banking reviews. Best of Banking Best High-Yield Savings Account With No Monthly Fees [2026] 7 Best Checking Accounts With No Monthly Fees [2026] 7 Easiest Bank Accounts To Open Online + Get Approved Fast [2026] 8 of the Best Savings Accounts [September 2026] 8 Best Bank Accounts for Bad Credit [2026]: No Hard Credit Check Best Online Banks of [2026]: Don’t Settle for Digital Duds 5 Best Checking Accounts [2026]: Bank Smarter, Don't Work Harder Best Banks of September 2026: Top Ratings, Great Perks Popular Reviews FinanceBuzz writers and editors score products and companies on a number of objective features as well as our expert editorial assessment. Our partners do not influence our ratings. Limited-Time Offer: Earn a $50 or $400 bonus with eligible direct deposit and up to 4.00% APY on Savings (3.10% APY 1 New and existing Checking and Savings members who have not previously enrolled in Direct Deposit with SoFi are eligible to earn a cash bonus of either $50 (with at least $1,000 total Eligible Direct Deposits received within 25 calendar days of your first Eligible Direct Deposit of $1 or more) OR $400 (with at least $5,000 total Eligible Direct Deposits received within 25 calendar days of your first Eligible Direct Deposit of $1 or more). Cash bonus amount will be based on the total amount of Eligible Direct Deposit received within 25 calendar days of your first Eligible Direct Deposit of $1 or more. If you have satisfied the Eligible Direct Deposit requirements but have not received a cash bonus in your Checking account, please contact us at 855-456-7634 with the details of your Eligible Direct Deposit. Direct Deposit Promotion begins on 5/15/2026 and will be available through 12/31/26. See full bonus and annual percentage yield (APY) terms at <a href="https://www.sofi.com/banking/checking-offer/">sofi.com/banking/checking-offer/</a> with +0.90% APY Boost) for up to 6 Months on new accounts. Terms Apply. 2 Earn up to 4.00% Annual Percentage Yield (APY) on one SoFi Savings account with a 0.90% APY Boost (added to the 3.10% APY as of 5/28/26) for up to 6 months. Open your first SoFi Checking and Savings account and receive eligible direct deposits OR qualifying deposits of $5,000 every 31 days by 12/31/26. Rates are variable, subject to change. Terms apply at <a href="https://www.sofi.com/banking/#4">sofi.com/banking#4</a>. SoFi Bank, N.A. Member FDIC. No account, overdraft, or monthly fees 3 We do not charge any account, service, or maintenance fees for SoFi Checking and Savings. We do charge transaction fees for outgoing wire transfers, Instant Transfers, and global remittance transfers. Our fee policy is subject to change at any time. See the SoFi Bank Fee Sheet for details at <a href="http://sofi.com/legal/banking-fees/">sofi.com/legal/banking-fees/</a>. Get your paycheck up to two days early with direct deposit Access additional FDIC insurance up to $3 million 4 SoFi Bank is a member FDIC and does not provide more than $250,000 of FDIC insurance per depositor per legal category of account ownership, as described in the FDIC’s regulations. Any additional FDIC insurance is provided by the SoFi Insured Deposit Program. Deposits may be insured up to $3M through participation in the program. See full terms at <a href="http://sofi.com/banking/fdic/sidpterms">SoFi.com/banking/fdic/sidpterms</a>. See list of participating banks at <a href="http://sofi.com/banking/fdic/participatingbanks">SoFi.com/banking/fdic/participatingbanks</a>. FinanceBuzz writers and editors score products and companies on a number of objective features as well as our expert editorial assessment. Our partners do not influence our ratings. Get a $400 bonus when you open a Chase Total Checking® account with qualifying activities; offer valid through 10/14/2026 5 Offer not available to existing Chase checking customers, or those whose accounts have been closed within 90 days or closed with a negative balance within the last 3 years. You can receive only one new checking account opening related bonus every two years from the last coupon enrollment date and only one bonus per account. Coupon is good for one-time use. To receive the bonus: 1) Open a new Chase Total Checking account, which is subject to approval; AND 2) Have your direct deposits totaling $1,000 or more made to this account within 90 days of coupon enrollment. Your direct deposit needs to be an electronic deposit of your paycheck, pension or government benefits (such as Social Security) from your employer or the government. Person to Person payments (such as Zelle®) are not considered a direct deposit. Micro-deposits do not qualify as a direct deposit for the bonus. Micro-deposits are small deposits, typically less than $1, that are sent to your account to verify it is the correct account. After you have completed all the above requirements, we'll deposit the bonus in your new account within 15 days. To receive this bonus, the enrolled account must not be closed or restricted at the time of payout. Eligibility may be limited based on account ownership. Bonus is considered interest and will be reported on IRS Form 1099-INT (or Form 1042-S, if applicable). Offer availability subject to change. Other Chase checking bonus offers may exist concurrently. Access to thousands of ATMs and branches Monthly Service Fee as low as $0 when you meet qualifying electronic deposits or account balance minimums 6 $15 Monthly Service Fee OR $0 with one of the following, each monthly statement period: $500+ in qualifying electronic deposits OR $1,500+ balance at the beginning of each day OR $5,000+ average beginning day balance in this account, or in combination with any linked qualifying personal deposits or in investmentsOR Link this account to a qualifying checking account Latest in Banking Early Payday Is a Free Perk at Some Banks - Here’s Why it Matters 7 Ways to Celebrate Payday (And Why You Should) Payday Statistics 2026: How Getting Paid Sooner Is Changing Americans' Financial Lives The Most Popular Bank in Every State, Mapped The U.S. States With the Best (And Worst) Access to Banks [2026] Unexpected Luxury Perks from Bank of America's New Rewards Program Switching to BofA Rewards™ Was a No-Brainer for Me. Here's Why Bank of America Preferred Rewards Is Now BofA Rewards™: What You Need to Know TD Bank Review: Mixing Higher Rates with Brick-and-Mortar Convenience

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