Our transaction account with no monthly account keeping fees.{sub-heading} Open your account the easy way Budgeting at your fingertips Set budget categories and get real time alerts and personalised insights on your money habits. Money on the go Pay on the go with Apple Pay 8 , Samsung Pay 9 or Google Pay. 10 Secure features like biometric login, one-time PIN, and in-app card controls. Track your bills Stay on top of your bills with reminders for due dates and regular transactions. No monthly account keeping fees Zip! Zilch! You won't be charged any monthly account keeping fees or transaction fees within Australia 2 . Real time payments Tired of money taking days to move between banks? We've fixed that! Now you can instantly send and receive money within Australia using Osko and PayID. Fees and Charges $ 0{rate-display} No monthly account keeping fees $ 0{rate-display} No withdrawal fees at BOQ ATMs 2 within Australia $ 0{rate-display} No transaction fees within Australia 3 A transaction account to make everyday spending easy Our Everyday Account comes with a BOQ Visa Debit Card for 'anywhere, anytime' shopping. BOQ Visa Debit Card features and benefits Your debit card works wherever Visa and EFTPOS do. So, shopping online, in-store, over the phone and overseas suddenly becomes a breeze. Help save the planet As well as a ton of features and benefits, we make your new debit card from 82% recycled plastic - so it's good for you and the planet! Budgeting at your fingertips With Visa's Zero Liability Policy you won’t be held responsible for fraudulent or unauthorised purchases made on your card or account information. If you notice any unauthorised transactions on your statement, contact BOQ immediately. Real time payments Choose card controls to help you better manage your spending and security. Find out more. Ready for a new bank account? Start here.{yellow-border} Get my account online to be aged over 14 to be the account holder (applications cannot be completed and submitted by an Executor/Financial Administrator/Power of Attorney/Legal representative) and the account cannot be for a deceased estate, business, superannuation or trust an Australian citizen or Australian resident with an Australian residential address an Australian driver's licence or Australian passport an Australian mobile number a smartphone that supports iOS 15.0+ or Android 9.0+. Download the myBOQ Mobile App {button-container} {button-container} More information on card controls{yellow-border} What controls can I place on my new card? With your myBOQ Visa Debit Card, you can control where your card can be accessed, including the ability to turn off: Cash out transactions ATM transactions Online transactions

Point of sale transactions International transactions Contactless transactions Can I block international transactions on myBOQ Visa Debit Card? What if I can’t find myBOQ Visa Debit Card and I want to temporarily prevent transactions? What if I don’t want a contactless card? This card is for my child, what extra protection does the myBOQ Visa Debit Card provide? Important Documents{yellow-border} TMD - The Everyday Account Terms & Conditions myBOQ Deposit Account Interest Rates, Transaction Limits, Fees and Charges FAQs{yellow-border} How many Everyday Accounts can I open? Can I open a joint account? Yes, although you can only have 2 people as joint account holders. Once you’ve completed your application, we’ll send the other person a message with details on how to get started. Just so you know, if the person you are opening the account with is a new myBOQ customer, they’ll receive a unique application ID and an invite prompting them to download the myBOQ app to get started. If they’re already with myBOQ, they can apply using the application ID in the myBOQ app. This is done in the account section by selecting ‘Sign up for a new account’ and then ‘Join an existing application’. How to open an Everyday Account? Can I use an Everyday Account to offset a BOQ home loan? What is a debit card? Can I use my debit card overseas? Yes! With BOQ you can use your debit card overseas wherever Visa is accepted. Use the card as you normally would but we do have to apply certain extra fees and charges when you use your Australian debit card in another country. We've laid them out here for you. {link-button} How old do you have to be to get a debit card? If I already have a Day2Day Plus account, can I access the myBOQ app? Can I access this account using desktop Internet Banking? Do you have more questions? For more everyday transaction account and saving account FAQs. See all account FAQs Explore more savings accounts{yellow-border} Check out our savings and transaction accounts to help you reach your financial goals faster.{sub-heading} Future Saver Account Bundled bank & save account Our highest bonus interest savings account for 14-35 year olds bundled with the Everyday Account. On balances up to $50,000 when monthly criteria is met Apply now{button-group} Smart Saver Account Bundled bank & save account High bonus interest savings account designed for savers 36 years old and over bundled with the Everyday Account. On balances up to $250,000 when monthly criteria is met Apply now{button-group} Simple Saver Account Savings account A no hoops savings account with no monthly interest criteria.[br] Inclusive of a 4 month introductory special offer of {myboq-banking-rates|| ss4 || rate}% for all balances Apply now{button-group} Important information