Earn up to $880 in bonuses and savings when you open a new Select Account for business and sign up for Chase Merchant Services. 1 Fuelling more together Hit the road and get up to 10¢/L in value.° Banking solutions for your business Account details † Interest earned will be the sum of corresponding interest earned for each tier. For funds exceeding $2,000,000, speak to your advisor about other investment options better suited for your business. Right Size Savings for business Earn up to 2.95% interest for 4 months 6 when you open a new account Interest rate starts at: 1.50% Grow your savings with our simple and convenient savings account. Account details Select Account for business Earn up to $880 in bonuses and savings when you open a new Select Account for business and sign up for Chase Merchant Services. 8 Monthly fee 3 starts at: $20.00 Simple Easy-to-understand pricing Plan options To suit your transaction needs. No monthly plan fee If you maintain minimum balance every day of the month. 3 Scotiabank Accountant Banking Program The Scotiabank Accountant Banking Program is precisely designed to help you grow your practice. Account details Right Size Account for business Monthly fee: $6.00 Convenience Bank on your terms with online access Reduced costs Only pay for the transactions you make Improved cash flow No deposit fees on payment processing and get funds the next day with Chase Merchant Services . 1 Account details Select Account for business Earn up to $880 in bonuses and savings when you open a new Select Account for business and sign up for Chase Merchant Services. 8 Monthly fee 3 starts at: $20.00 Simple Easy-to-understand pricing Plan options To suit your transaction needs. No monthly plan fee If you maintain minimum balance every day of the month. 3 Account details Monthly fee waived when the minimum monthly balance is $8,000 or over 3 Basic Business Account Monthly fee: $10.95 Canadian and US Available in both Canadian and US Dollar accounts Reduced costs Account fees tailored to usage Improved cash flow get funds the next day with Chase Merchant Services .1 Right Size Savings for business Earn up to 2.95% interest for 4 months 6 when you open a new account. Grow your savings with our simple and convenient savings account. Dual Rate Investment Account Operate your business and save surplus funds – all with a single account. Business Investment Account Grow your surplus funds with a competitive interest rate A safe, secure investment that you can cash out anytime. Earn interest with the flexibility to redeem before maturity (at a reduced rate). 1 Non-Redeemable GIC Earn more interest when you lock in your funds with this secure investment Scotia Momentum® for business Visa* Card SPECIAL OFFER Get 5% cash back on up to $6,500 in purchases in the first three months. Plus, 2.99% introductory interest rate on Balance transfers for the first 6 months (22.99% after that; annual fee $79). 1 Purchase interest rate Cash advance rate TRAVEL AND LIFESTYLE Scotiabank Passport® Visa Infinite Business* Card SPECIAL OFFER Earn up to $2,600* in first year savings and reward value, including up to 40,000 bonus Scene+ TM points with the Scotiabank Passport ® Visa Infinite Business* Card 1 Purchase interest rate Cash advance rate Scotia Momentum® for business No Fee Visa* Card SPECIAL OFFER Get 10% cash back on up to $1,500 in purchases in the first three months. 1 Purchase interest rate Cash advance rate ScotiaLine® for business Visa* Credit Card A Visa credit card with a low interest rate and no annual fee. Secured interest rate As low as Prime 1 + 1.99% Unsecured interest rate As low as Prime 1 + 3.49% Scotia® Home Hardware PRO Visa* Business Card SPECIAL OFFER Earn up to 7,500 bonus Scene+ TM* points in your first 3 months with minimum spend (that’s up to $75 in points value). 1 Competitive interest rate tied to Scotiabank's prime rate. Each supplementary Card Credit Line for business A valuable tool to help manage your cash flow. Credit Line for agriculture

Provides you access to funds for seasonal inputs such as fertilizer, fuel, seed and feed. Scotia Professional Plan (SPP) 1 Line of Credit Preferred interest rates and high limits for professionals. Overdraft Protection for business A safety net to keep your day-to-day operations going in case your account balance dips below zero. Canadian Small Business Financing Program – Credit Line 1 A government program to help existing businesses or start-ups acquire the necessary financing for working capital costs. Scotia Flex for business 1 The program that allows you to unlock your capital to grow your business. Term Loan for business 1 Access to cash for purchasing fixed assets with a competitive rate 1. Credit Line for business A valuable tool to help manage your cash flow. Black-Led Business Financing Program Supporting Black-led businesses through access to financial solutions, advice, and the benefit of offers from Bank partners. Canadian Small Business Financing Program – Term Loan 1 A government program to help existing businesses or start-ups acquire the necessary financing to purchase equipment, leaseholds improvements, intangible assets, working capital costs, and property. Merchant Services Accept payments from your customers in-store, online or on-the-go with exceptional payment processing from Scotiabank's preferred payment processor, Chase Merchant Services. Digital Banking for business Pay employees, deposit cheques, approve expenses and more. Scotia SelectPay™ Enjoy the flexibility of buying now and paying little by little. Turn eligible credit card purchases of $100 or more 1 into monthly installment payments over a fixed period of time with Scotia SelectPay 2 . Government Tax Payment File and pay Canadian business taxes online. Electronic Funds Transfer Streamlines domestic payables and receivables (CAD/USD). Money is transferred between different users’ bank accounts within Canada. Securely send funds online from your Scotiabank account in any major currency within Canada or internationally. International Money Transfer (IMT) for business Easy and simple way to send money around the world using ScotiaConnect® Digital Banking. Interac e-Transfer † Bulk Services A convenient way to send and collect multiple electronic payments in minutes, anywhere in Canada 1 . Interac e-Transfer Need to send or receive money from friends and family? Interac e-Transfer † for business A fast and easy way to send and receive payments for your business transactions. Automate and streamline your payroll and HR processes. Merchant Services Accept credit and debit card payments with Chase. Exclusive savings on your business technology needs from TELUS Business Pocketed, a Deloitte business Access Grants, Tax Credits, and Incentives to Grow Your Business Canadian Federation of Independent Business Exclusive banking package for CFIB members. Payroll, time tracking and HR solutions for businesses with as few as 1 employee/contractor. 1 Save time, save money, sleep easier. The leading provider of cloud accounting software. Ontario Federation of Agriculture Exclusive banking package for OFA members. Entrepreneurs working together to build and give a voice to the Canadian Startup community. You expect excellence, we deliver expertise. Be Unstoppable with UPS. Professional Alliances Working together with health care and business associations. Start building your financial solution here: Try our Business Solutions builder to discover which products and services best meet your needs. Tailored solutions that empower you and your business The Scotiabank Women Initiative Supporting women-owned, women-led businesses with the resources and tools needed to help accelerate their businesses. Banking for Healthcare & Professional Specialists Our team of specialists provides comprehensive financial planning, banking advice and solutions specific to the needs of busy professionals. Black-Led Business Financing Program Supporting Black-led businesses through access to financial solutions, advice, and the benefit of offers from Bank partners. Let's get started! Talk to a Business Advisor Have a question? We have answers Call Scotiabank Meet with an advisor Business Plan Writer Business Solutions Builder Business Rewards Comparison Your Guide to Fees and Interest Schedules Business Banking Services Agreement (BBSA) Retrieve your Application Support for Canadian Businesses Scotiabank is a trade name used by the Bank of Nova Scotia, a CDIC member.