Simple, easy accounts that let you spend less time banking, and more time living. Compare your options and open an account that suits you. A new way to earn cashback with ANZ Loop Being an ANZ customer just got more rewarding. Get cashback at a range of participating partners when you pay for eligible purchases with your personal ANZ Visa Debit or credit card. Terms and conditions apply. Explore your options $0 monthly account fee $0 automated transaction fee — $3 fee per staff-assisted withdrawal — – if you’re under 21 and have an individual account, it’s free $0 ANZ Visa Debit card annual fee — $5 monthly account fee, waived each month you deposit at least $2,500 into your account on or before the last business day of the month — $0 transaction fees, meaning unlimited free automated and manual transactions — — $0 ANZ Visa Debit card annual fee — Our tool can help you decide Account and card packages ANZ Freedom Years package If you're 65 or older, and receiving a New Zealand Superannuation (or an equivalent private scheme), you could enjoy special banking benefits with our Freedom Years package. ANZ Migrant Banking package Our Migrant Banking package will make settling in easy with a great selection of personal and business banking products. How to open an account

Join ANZ the fast way using our goMoney app New to ANZ? You can join with a Go account using goMoney — – no branch visit needed — . You’ll need to be 13+, have a New Zealand residential address and a current New Zealand ID (passport or driver licence). If you can’t join using the app or want a different account, you can still apply online or call us. Existing customers Apply for an account using ANZ goMoney or Internet Banking — and your account should open automatically. Otherwise, you can apply using our online form and we'll open your account within a few days. You might be interested in Savings accounts Whether you're saving for your future or you have a special goal in mind, we've got an account to suit you. Help and guides – manage your ANZ accounts Step-by-step guides for using goMoney and Internet Banking to update your contact details, find your account history and more. Joint bank accounts A joint bank account is owned and controlled by more than one person. Whether you’re pooling your money for shared bills or saving toward a shared goal, all joint account holders have visibility of the account. Important information Our eligibility criteria apply. Fees are subject to change. Non-standard fees may apply, including currency conversion for overseas transactions. Please use the following links for full details of our Terms and Conditions , Fees and Charges (PDF 159KB) , and ANZ EFTPOS Card and ANZ Visa Debit Card Conditions of Use (PDF 103KB) , and Electronic Banking Conditions (PDF 138KB) . This material is for information purposes only. We recommend seeking financial advice about your situation and goals before getting a financial product. To talk to one of our team at ANZ, please call 0800 269 296, or for more information about ANZ’s financial advice service or to view our financial advice provider disclosure statement see anz.co.nz/fapdisclosure * Eligibility criteria and terms and conditions apply to the ANZ goMoney app, ANZ Internet Banking, ANZ Phone Banking, Voice ID and Pay to Mobile. For details, see our ANZ Electronic Banking Conditions (PDF 138KB) .